Countries may initiate travel bans for political reasons as

So, for those who are comfortable with volatilities of equity investing and are willing to tolerate risks to earn higher returns, NPS may not be a good option. For them, taking the equity funds route is better as it offers potentially higher returns (with higher risks) and a lot of flexibility to get in and out of funds and rebalance occasionally.Many other arguments that can be discussed for having a higher equity retirement portfolio.Using the product for your retirementDifferent people will require different strategies. For some, it can be the core, while for others it might not even be relevant.But here are few general thoughts.Don’t just invest in NPS for the Rs 50,000 tax benefit.

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